Last week I was able to breathe a sigh of relief for the first time in quite a while. When I married my wife I moved into her house that she had already purchased. When she first bought her home she had gotten an adjustable-rate mortgage. It was actually a fairly good loan if she intended to only stay in her house five years. At the end of five years her interest rate changed to a higher interest rate. For this reason alone we applied for a home mortgage refinance. We qualified quite easily because of my additional income. I’m glad we did this refinance.

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